Ann Hayden's Real Estate Blog

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Net Neutrality- Is It More Interference With Your Online Business?

Free Internet for All...A Good Idea??  I found this post to be interesting and worth a re-blog.

Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):

Net Neutrality is going to be voted on tomorrow at the FCC. The vote is going to be to begin drafting the network rules.

The internet is the last free speech and free enterprise place. The internet is the place where you can take $100 and become very wealthy if you find the need and then fill that need with a product or service. Many people who have lost their jobs have gone to the internet and worked for hours and hours to build a business. For anyone that does not think that regulating the internet is not going to affect them, it may not, but it more certainly will affect someone in your family or someone you know. net neutrality

The proponants of net neutrality say that everyone in America would have access to broadband/internet.

  • In the 1930's when radio was the mode of communication- did everyone get a free radio?
  • In the 1950's when Television became the method for getting information- did everyone get a free television?

The sense of entitlement has really gone too far. The people this will hurt the most is the small business people because all of the band-with will be used to create a sluggish system. You think the days of slow, like in 56K modem is behind us? Think again.

The next part of the program that is extremely dangerous is that the government is already setting aside 7.2 Billion dollars to make sure net neutrality gets put in place. First of all, it is going to cost a lot more than that so where are they going to get the money?  Secondly, it is going to lead to more government regulation and interference with a free market that is working just fine the way it is right now. If you don't have internet access and can not afford it, you can go to the library and get free internet at the library. The government wants access to broadband everywhere however that would not drive the price down, it would in fact, drive the price of broadband up.

Think about slow. We were in the Apple store the other day working on a one on one class and needed to download Crossover. The Apple store has DSL. There were a lot of customers in the store playing around with all the computers which resulted of course with them going on line to check things out. The time for Crossover to load at our home was about 4 minutes total. At the Apple store it took 18 minutes to download because of all the people using the same line. Think about it! Do you think the government really cares about how slow or fast your connection is? You would be forced into adding expensive T-lines into your offices just to get a faster load time.

There are many proponants for net neutrality especially special interest groups and companies like Google, Facebook, Skype.  Yet Google wants it both ways. You see, they backed net neutrality but then don't want it applied to Google Voice. You see, it goes again to if it is good for the goose, it is good for the gander, NOT! Google Voice is free except for in some areas where it is just too expensive for them to offer it, like in very rural areas.There they use blocked numbers.  Well, net neutrality rules, in other words, the government, would force Google to either offer Google Voice for free for all users or they would have to charge all users to use Google Voice. It would no longer be free and that hurts you and me. Mostly, it is not the job of the government to dictate the terms of service of Google.

There are many internet providers around, there is plenty of competition. The more the demand grows, the more competition will ensue. This will drive the prices lower through free markets. If you don't like your internet provider, it is starting to be a norm that you can switch to another provider. The competition will keep things fair. The free market has a way of working things out.

What I don't like about net neutrality is the over extension of the arm of government intruding into the free markets and they will, mark my words, start regulating the last frontier of free speech, free enterprise and low cost ways of making a living on the internet.  He who pays gets to make the rules. The government starts paying, they will start more regulating.

The most interesting thing that I found or should I say, did not find- is any discussion relating this from either the proponants or the opponants. Because it seems, at the end of the day, the folks just don't really matter.

Feel free to distribute and reblog.

 

 

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Wordless Wednesday....A BIG Surprise on the Bluff

Wordless Wednesday....A BIG Surprise on the Bluff

deer photo by Ann Hayden

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Monday: Can You Guess What THIS Is?

Monday:  Can You Guess What THIS Is?

What is this?

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Speechless Sunday....Lovely Leaves

Speechless Sunday....Lovely Leaves

lovely leaves by Ann Hayden

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Foto Friday...The Landing at Night

Foto Friday...The Landing at Night

downtown photo by Ann Hayden

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Banks Charging MORE Fees?

choppy waters by Ann HaydenBanks Charging MORE Fees??

While watching the news this evening (by the way this does not happen often as it is generally depressing), I viewed an article about the fees banks charge to their customers...  Have you ever wondered if those fees add up to much?  I was astonished to learn the fees add up to billions of dollars.  Yes, banks are in the business to make money but come on. 

The fees they charge for over-draft protection $35.00?  Inactive account fees $5-10 a month?  The fee when the account drops below a certain balance (they forgot to tell you about the dollar amount) $5.00 a month?  What are the per check fees now?  How much do you pay for your ATM access $3 or $4 a time?  How much is an over-draft $30-$40 a check?  (this has never made sense to me.  Obviously, if you have insufficient funds in the account to begin with, charging an extra fee is not going to help.)

Do you wonder how many banks know what their fees are?  According to the report, 42% do not have documents about their fees on site.  The others send you to their website and the information is not available there either.  So do you know the fees you are being charged?  It might be time to take a closer look at your statement. 

Yes, the banks are charging more and more fees for what used to be FREE services.  During this tough economic times, shouldn't they be refunding some of those fees?

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Wordless Wednesday...Is There ANOTHER Kind?

Wordless Wednesday...Is There ANOTHER Kind?

Useful Cemetery

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Please Join Me in Saying Happy Anniversary!

Please Join Me in Saying Happy Anniversary!  May you share many happy years together!

Dave and Kelly

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Ellisville Farmer's Market-Thursday October 15, 2009

Ellisville MO Farmer's marketEllisville Farmer's Market-Thursday October 15, 2009

Time:  4 p.m. to 7 p.m.

Location:  15830 Fountain Plaza
                    South parking lot of Straub's in Ellisville, MO

Local growers are offering in season fruits and vegetables and other various handmade items...goat's cheese, earrings, vases, etc.

I found some gorgeous earrings for only $5.00!  And they are sterling silver.

So this Thursday, check out the market!

earrings at Ellisville Farmer's MarketAll rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009. 

Oktoberfest Kid Safety Day Saturday the 17th

Oktoberfest Kid Safety Day Saturday the 17thfall flowers by Ann Hayden

11 a.m. until 2 p.m.

Prudential Select Properties

16442 Village Plaza View Drive

Wildwood, MO

Stop by and have some fun!  We will have:

Free pumpkins

Balloon artist

The Chick-fil-a cow with samples

Moonwalk and slide

Hotdogs, popcorn, and drinks

St Louis County Police finger printing unit and the Crime Scene Van

Face Painting

Come out and enjoy!  All the fun is FREE!

All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

Ann Hayden Realtor St. Louis Missouri

For All Your real estate needs:  www.SelectAnn.com

© Ann Hayden, 2008-2009.