Ann Hayden's Real Estate Blog

WHO Says There is NO Free Lunch? 

Today November 11, 2009, Veteran's Day, Applebees Restaurants across the US are offering our military a free meal.  Active duty U.S. military and veterans receive a free meal at Applebees Restaurants.

And this is not just for lunchtime, this free meal is for the whole day.  All you have to do is show proof of service by wearing your uniform or bringing in a military ID.

Kudos to Applebees!  What an awesome way to honor both past and present military people.  Feel free to pass along this info.

Remember to Thank a Vet Today...and everyday.  You owe them your FREEDOM!

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Something will be coming in the mail St. Louis Missouri Home Owners...Tax Bills are in the Mail

Yes, St. Louis Missouri, the real estate tax bills are in the mail and most of you are not going to be happy about the amount due.  While property values have dropped about 9%, the amount due for your real estate tax is actually going up.  One might ask why or how.  It is due to the school districts.  Yes, most of the districts have lost money so they have opted to raise the rates charged to home owners. 

Shouldn't they have to budget and cut back like the rest of us?  Or does the education system not have to be financially responsible?  What does this teach our children?  Does the school district have a blank check?

How do you feel about a tax increase when values are decreasing?

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Speechless Sunday...Do You Like My Costume?

{These Humans are really strange today.....}

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Silent Saturday Photo...Where Did IT Go? Look Closely..............

If you know anyone looking to buy their first home or take advantage of the new credit in the St. Louis area, please contact Ann Hayden today.   Interest rates are still very low and prices are good.

 Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

It's Official Missouri Home Buyers:  President Obama Signed Home Buyer Tax Credit Expansion and Extension TODAY!

Here is a summary of the new modifications in the extension and expansion of the tax credit:

1)  The $8,000 tax credit will be extended and available for first-time purchases before May 1, 2010.

 2)  Prospective purchasers with binding contracts in place as of April 30, 2010, will be allowed an additional 60 days to complete the transaction.   A home buyer must have a sale agreement in hand by April 30 and close escrow by June 30, 2010.

 3)  A new $6,500 tax credit will be available for repeat buyers who purchase between December 1, 2009, and May 1, 2010. To qualify for this provision, buyers must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years.

 4)  Income limits are expanded to $125,000 on a single return and $225,000 on a joint return.

 5)   The maximum allowed home purchase price is $800,000.

6)  Military personnel, deployed overseas for a minimum of 90 days in 2008 or 2009, would have until        April 30, 2011 to claim the tax credit.

If you know anyone looking to buy their first home or take advantage of the new credit in the St. Louis area, please contact Ann Hayden today.   Interest rates are still very low and prices are good.

 Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

St. Louis Missouri Breaking News...House and Senate Pass Bill to Extend and Expand Home Buying Tax Credit

The House passed the extension and expansion of the home buyer tax credit 403 to 12.  The bill has now made it passed both the House and the Senate and is on its way to the President's desk and could be signed as early as tomorrow.

Here is a summary of the new modifications in the extension and expansion of the tax credit:

 1)  The $8,000 tax credit will be extended and available for first-time purchases before May 1, 2010.

 2)  Prospective purchasers with binding contracts in place as of April 30, 2010, will be allowed an additional 60 days to complete the transaction. 

3)  A new $6,500 tax credit will be available for repeat buyers who purchase between December 1, 2009, and May 1, 2010. To qualify for this provision, buyers must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years.

 4)  Income limits are expanded to $125,000 on a single return and $225,000 on a joint return.

If you know anyone looking to buy their first home or take advantage of the new credit in the St. Louis area, please contact me today.   Interest rates are still very low and prices are good.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Moonlit Wildwood, Missouri... A Great Place to Call Home

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Home Buyer Tax Credit to be Extended and Expanded!.....Maybe

It looks like we could know today if the tax credit will be extended and expanded.  This seems to be a move in the right direction for the home buyers that did not find a home within the allotted time to close by November 30th, 2009. 

The new bill expands the tax credit to include home buyers who have owned a home for 5 years but they are eligible for $6500. 

The Senate passed a cloture motion to end debate by a vote of 85-2.  The bill will extend and expand the tax credit until April 30, 2010. This bill is likely to find it's way to floor votes in both Senate and the House by the end of today.

So buyers, you better get hopping and get looking again.  You do not want to miss the party this time!

Stay tuned, I will update the situation as it unfolds.

Contact Ann Hayden to get started today!

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Speechless Sunday...Welcome Back..We Missed YOU!

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.

Six Flags St. Louis Fright Fest...World's Largest Halloween Party

If you want a scare this Halloween visit Six Flags St. Louis, MO Fright Fest.   There will be kid friendly rides as well as scary ones with trick or treating too.

Park will be open from 11 a.m. until 11 p.m.

Map of the park link.

Real estate needs:  www.SelectAnn.com .   For all your real estate needs in the St. Louis area.  Updated daily.  Sign on for FREE!  Whether you are buying or selling, let me help you!

 All rights reserved and may not be reproduced or reprinted without express written permission of Ann Hayden, real estate agent with Prudential Select Properties Chesterfield, Ballwin, Wildwood Office.  Information deemed reliable but not guaranteed.